The information provided on joelcogen.com and through any related digital platforms operated by Joelcogen is intended for general informational purposes only. While we make every effort to ensure that the content on this Website is accurate, up to date, and useful, we do not guarantee the completeness, reliability, or accuracy of any information presented.

Any reliance you place on the information available on this Website is strictly at your own risk.

No Warranties

All content, products, and services on this Website are provided on an “as is” and “as available” basis. Joelcogen makes no representations or warranties of any kind, whether express or implied, regarding the accuracy, adequacy, availability, or suitability of the information, products, or services displayed on the Website.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Under no circumstances shall Joelcogen, its owners, employees, partners, or affiliates be held liable for any loss or damage, whether direct or indirect, arising from or related to:

• Your use of or inability to use the Website

• Your reliance on any information provided on the Website

• Errors, omissions, interruptions, or outdated content

This limitation includes, without limitation, incidental, consequential, special, or business-related damages, even if we have been advised of the possibility of such damages.

Professional Advice Disclaimer

The content available on joelcogen.com is not intended to constitute or replace professional advice of any kind, including legal, financial, medical, or business advice. Users are encouraged to exercise independent judgment and seek guidance from qualified professionals when appropriate.

Joelcogen assumes no responsibility for actions taken based on information obtained from this Website.

Updates & Revisions

We reserve the right to modify, update, or remove any content on this Website at any time without prior notice to maintain accuracy, relevance, and compliance.

This Disclaimer may be revised periodically. Continued use of the Website after changes are posted constitutes your acceptance of the updated terms.

Acceptance of Terms

By accessing or using joelcogen.com, you acknowledge that you have read, understood, and agreed to the terms set forth in this Disclaimer. If you do not agree with any part of these terms, please discontinue use of the Website immediately.